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We love to help people find and buy or sell private number plates the easy way

Private number plates finance can help spread the cost of your purchase.

Payl8r Finance

Pay at your own pace with Payl8r.

We've partnered with Payl8r finance to bring you split payment options up to 24 months. APR from 16.5%. In some cases (depending on your credit score), they will offer a finance package at a different interest rate and higher monthly payments.
  • Soft credit search
  • No application fees
  • All credit types considered
  • Zero deposit required
  • Payment plans from 6 - 24 months Quick online application
  • Finance available from £250 - £3,000 No early repayment penalties
Good to know: Payl8r likes to make things work. If you are not eligible for your first application, an alternative loan offer will be offered where possible.

View example finance repayments

Please enter your own figures into this calculator to get repayment examples.

Monthly Payment £24.60
Cash Price £500.00
Cost of Loan £90.43
Number of Monthly Payments 24
Total Cost £590.43

Rates, totals and monthly payment amount are indicative and are subject to change

Loans are available from £250.00 to £3,000.00 subject to affordability. Finance is only available to UK residents over 18, subject to terms and conditions.

Payl8r Finance
  • 0% Deposit finance
  • No obligation
  • No application fee
View Eligibility Criteria

This finance calculator is for illustration purposes to allow you to identify the loan terms you may like to apply for, rounded down to the nearest pound. These values will not be saved and you can make your final selection of Finance Options in the checkout.

Finance is only available to UK residents over 18, subject to terms and conditions.

Social Money Ltd t/a Payl8r is authorised by the FCA under Ref. Number 675283. Credit is subject to credit and affordability assessments. Rep Example: If you borrow £400 over 12 months at a representative annual percentage rate of 16.5%, you will pay: monthly payment: £36, total repayment: £434, total charge for credit: £34.00. Missed payments may affect your credit file, future borrowing and incur fees.

Customers are able to contact Payl8r if they wish to speak about their loans on telephone number 0161 425 6363 or e-mail or read answers to their most Frequently Asked Questions here:

Plates4less/VRM Swansea Ltd is authorised and regulated by the Financial Conduct Authority (FCA) with firm reference number 734204.

VRM Swansea Ltd t/a Plates4less is not the lender and is acting as the broker of Payl8r (now) , Payl8r (later)

Number Plate Finance FAQs

Will I qualify for Payl8r finance?

Using enhanced affordability checks, Payl8r reviews and considers applications from all credit backgrounds, even those with less-than perfect files.

Minimum Criteria :-
  • Over 18 years old
  • Have a regular source of income
  • UK resident
  • Have no bankruptcies in the last 3 years
  • Have online banking

Will applying affect my credit file?

First a soft credit search that will not be visible on your file, will be performed to decide if you are eligible for a loan, and if you are eligible and wish to continue, a full credit search will be undertaken which will be added to your credit file for others to see.

What happens if I miss a payment?

Payl8r know that things don’t always go to plan, so they give you 28 days to get your account back on track before applying any late fees.

Please note that missed payments can affect your credit file, future borrowing and, if after the grace period, can incur fees.

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A lifetime purchase

Nowadays there are literally millions of private car registrations available. Some can hide the age of your vehicle, others can deliver a personal message, and they can become interesting conversation points, too! Plus, many are available from a just couple of hundred pounds. That's outstanding value for money when you consider that you can transfer your new plates from vehicle to vehicle, or keep them as investments to be sold on at some later date.

So what are you waiting for? Order yours today!

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If you have chosen our Done-for-You service and have received your confirmation letter, you may wish to submit your V5 information via our E-Transfer Gateway.


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Payl8r Finance
  • 0% Deposit finance
  • No obligation
  • No application fee
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